The Department of Housing and Urban Development, or HUD, is warning consumers about two separate offers that are going around.
One is a work-at-home offer to become a "Refund Tracer." Consumers report getting job offer postcards in the mail from companies boasting high starting pay and benefits to process government insurance FHA refund notices.
On its Web site, HUD reminds consumers that the Department does not have a financial relationship with third party tracers nor does HUD authorize disclosure of a homeowner's information other than that which is available under the Freedom of Information Act.
HUD is also warning consumers to be careful about any literature or soliciations stating that a chance in HUD's, FHA's or the government's policy will prevent you from receiving your FHA refund and that you should call their office immediately.
You should be aware that there are firms that might claim that you must refinance your loan in order to qualify and/or quote some large refund available to you if you refinance your loan with their firm.
If you are unsure whether your loan was FHA, you can call HUD toll-free at 1-800-697-6967 and provide your name and property address, or you may contact HUD at email@example.com.
Consumers also report being contacted by individuals offering to help them collect their FHA refund for a fee. HUD reminds consumers that they don't need to hire someone to collect their money. You can get your refund money directly from HUD for free.
For more information, visit HUD's Web site at www.hud.gov and click on "FHA Refunds" from the menu on the left side of the home page.