3 years ago, it was possible to get a mortgage even if you had "bad credit". Today, it is very, very difficult to get a mortgage unless you have at least a "good" and sometimes a "great" credit score.
What Is A Good Credit Score?
In mortgage terms, when a lender looks at your credit score it can generally fall into these categories:
760 or higher is an excellent credit score
720-760 is a good credit score
660-720 is a fair credit score
600-660 your credit score is going to need some work
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